Your Personal Health Insurance Policy

Everyone is aware of the extremely high cost of most health care services. These costs can be measured not only in cash outlays, but also in time spent at a doctor's office. Waiting times can often be an hour or more for a comprehensive physical examination at a family physician's or internist's office. If you have a problem that requires same-day attention, the waiting time at a local hospital emergency room is open-ended and can easily range into several hours or more.

Those fortunate enough to have health insurance are able to buffer some of the monetary expenses. But even with an individual or family health insurance policy, annual out-of-pocket costs continue to rise steeply as monthly premiums, co-payments, and deductibles increase substantially year-over-year. For example, during the past five years monthly premiums for many policies have increased 15% or more annually. This means that monthly payments in 2013 would be approximately double those paid in 2008. Twice the cost for the same coverage. That's a tough situation. Of course, the fees don't stop at the monthly premium. Many policies have deductibles in the range of $5000 or more.

Thus, if we want to enjoy good financial health as well as good physical health, we might consider getting a "personal" health insurance policy. Such a "policy" requires more effort than that involved in writing a check. Your personal health insurance policy involves taking action in the two main lifestyle areas of diet/nutrition and exercise. A third lifestyle area, often ignored, involves personal well-being. This area includes building increasingly positive family relationships and friendships and developing a broader set of interests beyond one's favorite television stations and websites.

It is now well-established that lifestyle matters greatly to one's long-term health and well-being.1,2 Numerous studies have shown that one in three Americans have one or more chronic diseases - diabetes, heart disease, and cancer. The personal and family costs, the financial costs, and the costs to society of chronic disease are high. By establishing habits of good nutrition, regular vigorous exercise, and rewarding relationships and activities, we help prevent these major health problems.3 By engaging in healthy lifestyles, we are taking action that will reap many rewards for ourselves and our families down the years.

The only requirement to begin receiving the benefits of improved health is the willingness to get started. Even if you haven't done any regular exercise for many years, or if you can't remember the last time you ate a serving of broccoli, fennel, or kale, you can still start the journey to better health today. And if you begin, it's very possible that you'll look back after 12 months, 6 months, or even 3 months and be very glad you did.

1Thorgeirsson T, Kawachi I: Behavioral Economics: Merging Psychology and Economics for Lifestyle Interventions. Am J Prev Med 44(2):185-189, 2013
2Anderson AS, et al: Promoting changes in diet and physical activity in breast and colorectal cancer screening settings- an unexplored opportunity for endorsing healthy behaviours. Cancer Prev Res 2013 Jan 16 (Epub ahead of print)
3Mitra A, et al: Mechanistic studies of lifestyle interventions in type 2 diabetes. World J Diabetes 3(12):201-207, 2012

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Office Hours

Our Regular Schedule

Monday:

9:00 am-11:30 am

2:00 pm-5:30 pm

Tuesday:

Closed

Wednesday:

9:00 am-11:30 am

2:00 pm-5:30 pm

Thursday:

Closed

Friday:

9:00 am-11:30 am

2:00 pm-5:30 pm

Saturday:

Closed

Sunday:

Closed

  • "Dr. Dorais was recommended to me by a family friend and he has yet to disappoint! Not only are he and his staff courteous, but very professional in all that they do.

    Response from the owner
    Thank you very much for the kind words! It has been a pleasure working with you."
    Joleen M
  • "I recently had an emergency trip to the ER with spasms so bad in my back that it brought tears to my eyes. I followed up with Dr. Dorais. He was able to adjust my back over a short period of time."
    Kim F
  • "Dr. Dorais called me personally the morning after my first visit to see how the procedure he performed had affected my problem. He is very thoughtful and caring. His staff is friendly and professional."
    Gordon B
  • "First time going to a chiropractor, and it has been a great experience. Friendly and helpful staff.

    Response from the owner2 months ago
    Thank you, Lisa for the kind words. We do value the opinions of our patients😀"
    Lisa A
  • "I always feel better when I see Dr. Dorais regularly. Great staff. I rarely have to wait, and it’s a great value."
    Ron B
  • "Always treats me with smile. Does a great job"
    Joe R
  • "I have always had a few back issues,and have always just dealt with the issues myself. I was nervous at first to go to a chiropractor, but Dr. Dorais and the team showed me there was nothing to be nervous about. They welcomed me like I had been going there for years, but it was my first visit. My back issues have been getting better and I couldn't be happier with Dorais Family Chiropractic. I can only thank them for the help they have given me!!

    Response from the owner
    It has been our pleasure working with you Blake. Thank you for the kind words."
    Blake W
  • "Doctor Dorais is just short of a miracle worker. I will not let anyone else but him adjust my neck and back, and I have been seeing chiropractors for 25 years. He is kind, caring, educated on all things spine, and truly cares about his patients, and most of all his adjustments HELP me immensely.

    Response from the owner
    Thank you for the kind words Chantal. 😀"
    Chantal C
  • "I cannot say enough about the care I have received from Dr. Dorais since I began seeing him ten years ago. I would not have the nice, straight pain free spine I do if it weren’t for Dr. Dorais. The office is always so positive and welcoming. All around awesome!"
    Connor T
  • "Dr. Dorais does a great job and makes your visit as fun as it can be when you have a bad back. He's always in a good mood and singing and his staff is awesome too. I wouldn't go anywhere else!"
    Mark B